New Zealand Bank BSB Numbers and SWIFT Codes

Sometimes when children ask for money, Santa needs to know which bank account to use. We have written this page so Santa can understand the New Zealand bank account system even better….



Stuck trying to figure out that Trademe payment and what to do with a person that as sent you an account ending in 2 or 3 digits numbers.

Here is the rule..

The last three (or two for some banks) show your account suffix. You can have several “Sub accounts” from one main account.

If your account suffix has two numbers and you’re being asked for three, add a zero before it. For example, if your account ends with 51, enter 051.

If your account suffix has three numbers and you’re being asked for two, simply remove the zero before it. For example, if your account ends with 051, enter 51.

BSB (Bank-State-Branch) Number or National Clearing Code is a six digits numerical codes used to identify an individual branch of a financial institution in New Zealand. To make money transfer , the BSB Number is used together with the bank account number of the recipient. In New Zealand, the BSB Number is also known as Clearing Code.

For international inward money transfer, a SWIFT code must be used together with a BSB Number and Account Number.

All bank account numbers in New Zealand used the following pattern,


where, the first six digits (AA BBBB) denote the BSB Number.

  • the first two digits (AA) show which bank manages the account.
  • the next four digits (BBBB) show branch number.
  • the next seven digits (CCCCCCC) show the account number.
  • the last three digits (DDD) (or two for some banks) show an account suffix.

The BSB Numbers or Clearing Code feature on this website is only applicable to be use in New Zealand. For Australia, kindly browse to Australia BSB Numberwebsite. Click on the BSB Number to find out the bank details, address, postcode, telephone number & maps.

International Bank Transfer

To make international bank transfer from New Zealand to another country, SWIFT code is required on top of recipient name, bank name & branch and account number. The information can be found in online SWIFT codedatabase.

List of Financial Institution Codes

Number Bank Name
01 or 11 Australia and New Zealand Banking Group Limited
12 or 24 ASB Bank
02 or 08 Bank of New Zealand
31 Citibank
30 HSBC Bank
38 Kiwibank
06 or 25 National Bank of New Zealand
15 TSB Bank
03 or 23 Westpac Bank

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